The College Conspiracy is the most comprehensive documentary ever produced about higher education in the U.S. The film exposes the facts and truth about America's college education system. It was was produced over a six-month period by NIA's team of expert Austrian economists with the help of thousands of NIA members who contributed their ideas and personal stories for the film. NIA believes the U.S. college education system is a scam that turns vulnerable young Americans into debt slaves for life.
NIA tracks price inflation in all U.S. industries and there is no industry that has seen more consistent price inflation this decade than college education. After the burst of the Real Estate bubble, student loans are now the easiest loan to receive in the U.S., and total student loan debts now exceed credit card debts.
The government gives out easy student loans to anybody, regardless of grades, credit history, what they are majoring in, and what their job prospects are. NIA believes it is illegal for the U.S. government to be in the student loan business because the U.S. constitution doesn't authorize it.
Just like how the U.S. government created Fannie Mae and Freddie Mac to make housing affordable, but instead drove housing prices through the roof; the U.S. government, by trying to make college more affordable, is accomplishing the exact opposite and driving tuition prices to astronomical levels that provide a negative return on investment.
The U.S. has been experiencing 5.15% annual college tuition inflation this decade. Despite this, 70.1% of high school graduates are now enrolling into college, a new all time record. 2/3 of college students are now graduating with an average of $24,000 in debt.
There is nothing special about getting a college degree if everyone else has one, and it is certainly not worth getting $24,000 into debt to camouflage yourself into the crowd.
NIA's President is friends with hundreds of CEOs of mid-sized corporations who tell him that someone who skipped college is a lot more likely to stand out amongst the hundreds of applicants who apply for each job available.
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Very enlightening, thank you! :)
ReplyDeletenicely put man! i guess the overall message of the documentary is somehow beneficial, in that it raises awareness that: 1. higher education in the USA is SUPER expensive 2. and the US economy is going to shit. pretty much.. thats what the documentary was about... oh and promoting the NIA of course. could it be more "propagandic" if they tried? too much finger-pointing for my taste, not enough constructive suggestions... too many supposed "hard facts" and "statistics" that are utterly pointless because they don't provide their sources... we can't ascertain their reliability or validity. Sadly too, no effort was made to check how other educational systems in the world were doing. It is as if for Americans, to look beyond their borders for other "models" is a traitorous and treacherous activity. Wouldn't it have been beneficial to learn how the Germans, the French, the Brits, the Dutch, the Scandinavians, the Japanese & the South Koreans, etc... are educating their people? There are wonderful things blooming all over the world.
DeleteOdd… I did not take away anything from the summary except that student loans earn the lender perhaps as much or more than 400% of the principle loaned. All the other stuff about increases of college cost and government interference with the "education market" kinda pale in comparison to the basic math of a loan which costs more than is borrowed.
DeleteThe phrase "Just like how" should be changed to "Just as" Perhaps a few more basic grammar classes?
ReplyDeleteBasic grammer classes would be provided in college... ironic isn't it?
DeleteBy pointing out the fact that any college anywhere has to offer remedial classes, in basic grammar (and you misspelled grammar) or anything else, you unwittingly reinforced their point for them. Ironic, isn't it?
DeleteYou should have put a period after "Just as", and there was no reason to capitalize the J. Log in your eye.
ReplyDeleteAnd you should have put "just as," not "just as.",
DeleteHA! Grammar wars r funny. I am smarter than you.
DeleteYeah right. Well my opinion is that internet lerning is not the future. Human relations cannot be replaced by any machines. The difference between being in an auditorium with 100 more students, or being infront of your screen, is the fact that you are a part of something, a member of a group, in contact with other people, not in contact with a bloody machine. We are after all human beings. I think this clip or documentary whatever you call it, is lacking the fundamental porpuse of education, education is not about making money mate!!! Education and knowledge is personal. It is about being a better human being in the way you think is the best for you without insulting and invading others. Freedom, education is freedom and yes sadly the current system branded freedom with a fancy price tag. I feel sad for people that go to university in order to make money when they get out. I mean how can somebody without the educational background understand what this video is all about? How can somebody without the educational background actually disagree with some of the topics you presented?
ReplyDeleteDo not confuse education with intelligence mate.
DeleteWell done, you completely miss the point of the video. College/ University has become a racket with no value for most and a huge debt when you get out, and MOST people would be better off avoiding it. Nothing whatsoever to do with the education/ learning itself. not the function, the form. Of course some activities require being in the same physical space (dissection, for example, and flirting with girls) but a lot do not, and like many other aspects of our current, terrible lives (banking, war, globalisation,) the education system is a great big con. only the internet (ie - direct communication exchange with each other, avoiding controlled media,) can save us. if they pull the plug we are fucked and trapped inside the matrix. re-educate yourself.
DeleteActually saved that comment.
DeleteI was lucky enough to have scholarships pay my way all through graduate school. My parents cut me loose when I was 18 and essentially said, "You are on your own." While I value my education for it's intrinsic value to my life, it has NOT paid off in well-paying jobs. I live in a rural area where education is NOT valued. My brother with only a high school degree and absolutely NO computer skills makes way more money than I do! I am severely underemployed and would have to leave my husband to obtain a better job. My job affords me no opportunity for advancement, no money to attend workshops to learn new technology and I must work outside my area of speciality which I have been able to master through my own efforts.
ReplyDeleteThank you for sharing this information, I would recommend it to my friends, and hopefully this article useful to those who read it. thanks.
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The U.S. has been knowledge 5.15% yearly college instruction price rises this decade. Regardless of this, 70.1% of high schools graduates are now enroll into college, a new all time evidence need online paper help!!!
ReplyDeleteWhat is that supposed to say?????
Deletehmmm! ,.this is very interesting. ,.thanks for the insight.
ReplyDeleteThis document does not take into consideration the increasing number of international students going to university in the USA (chinese students in huge numbers).
ReplyDeleteNevertheless this is really enlightening. Thanks
This is how I feel about my college education....totally ripped off! I am paying more in interest on me "cheap" federal student loans that I am on principle each month, and that is without refinancing and paying a little extra each month! They just jacked them up another 30$ a month as of 2013...what a fucking scam.
ReplyDeleteWho is the cute guy talking at the end??? I know this is an informative piece but the guy is sexy...
ReplyDeletedid you eve watch the video?? or just skip to the end and comment...that guy is the guy who made this video, the guy you see and hear from all through out the video...
DeleteI knew this back in 1992 when i got a job in mfg. So glad i didnt fall for the scam. Parents need to rethink and remove the brainwashing. Ofcourse 10 years later the bottom fell out of mfg and now Im in home improvements. Self employed happier than ever that i set my own hours and am not making some corporation rich as slave labor.
ReplyDeleteAll the things that he's denying is in fact true. You need a B.A. just to get a job as an admin. assistant. This guy is lying through his teeth.
ReplyDeleteCollege costs are the direct result of state budgets. When states cut education budgets, college tuition goes up. When they fund them, tuition goes down. 70% of college teachers are adjunct instructors getting minimal pay and no benefits.
Oh, and for the record, high schools teach basic skills like reading and math, and do often offer computer programming courses and business math classes. Universities and our educational system isn't the problem. This video is right wing nonsense designed to divert blame away from where it lies, which is a military budget so inflated we can't afford to educate our own children.
You've contradicted yourself. "... high schools teach basic skills like reading and math" and yet you claim that "we can't afford to educate out own children." Are they being educated or not?
DeleteAs a math tutor in college, I tutored a student in a remedial math class. His homework was interchangeable with my 3rd grade daughter's homework. My future son-in-law (smh) is functionally illiterate. But he has his high school diploma. Still feel that high schools are graduating students because they deserve it, or because it is time?
College is an industry, and the government has fueled its growth through the grant process. Job requirement inflation is the result. Why should someone need a BA just to be an admin assistant?
This has nothing to do with left or right wing, a distinction that obviously distracts you from our oligarchy. Just as it is designed to do.
Seconded ^^. Well said, brother.
Delete@ James Rovira - Believe, the people who made this video, and all the commenters supporting it, would like to see a defence budget of $0. What exactly is it that America is defending itself from? Nevermind, i don't want to digress, it's all part of the same problem - the Federal Reserve and the Bank of England are not Government institutions, they are privately-owned banks run by the world's wealthiest families, they get to print all the money and sell it to us with interest, and this then feeds into every other problem we are facing. This is bonkers. i have been re-educating myself. let me know if i can help..
Every sector of our government has been infiltrated by people who are taking over this country for the purpose of a one world government. They are enslaving us at every corner. Education, financial, healthcare, at the same time making us sick with foods and medicine and indoctrinating us into this police state we live in all the while slowly removing our Constitution piece by piece.
ReplyDeleteIf instead of going to college you had gotten a job out of HS or started a trade, you would have been earning money instead of spending money you didn't have. Conservatively you could have earned between 100-150k over those 4 years instead of racking up 20-100k in debt. In other words, the average person who gets a job instead of going to college is anywhere from 100-250k wealthier than their college going counterpart by by 22.
ReplyDeleteYou then come out of college, most often, with a starting salary between 30-40k... what your counterparts are already making. While you are paying student loan debt, they are nearly debt free and begin to purchase a house. Their mortgage is equivalent to your student debt, but now they have a house to show for it and you have a piece of paper on the wall in your parents house.
Now as you both begin paying down your debt, they gain equity to borrow against, you can't get a credit card for your massive debt-to-income ratio. You both pay interest which is deductible from your tax return. The difference? They can deduct as much interest as they pay with no cap and no income limitation, You can deduct a maximum of $2500 per year which begins to get phased out at $60k income levels and is totally phased out at 75k. In other words, once you are earning the salary you went to college to earn, you can no longer deduct the minimal amount of interest you are actually allowed to deduct. By this time, you're non college friends have earned significant equity in a home and if they joined a trade union are probably earning equal or even more than you are.
None of my buddies I went to high school with who worked straight out of school make remotely close to what I make as a software engineer. If you go to college planning to make 30k-40k coming out then yeah whats the point. If you pursue a degree that makes some real money, finance, business administration, any engineering or computer science field etc then it is quite a bit different when you start 60k-70k and can afford to pay back loans in a timely manner with minimal interest. If you take out a loan to get a bachelors in English or psychology then your a moron and should have worked your way up at McDonalds instead.
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So why arent you doing anything about this? Why am I able to see this dumb arguement and list of going no where comments, and not able to see the future changing.? Why has my generation gone from seeing our future as bright to seeing an apocalypse in our midst. Or at least for a lot of us it seems to possible to rule out. This kind of thing has been heart wrenching.. America has dumbed us all down, no pure soul is exempt from a mixture of madness......
ReplyDeletethis is relatively informative and you are too wise to compare the credit card outstanding to student loans outstanding. I find it good actually, well this is a good reference for an essay. see. essays.mightystudents.com
ReplyDeleteHi
ReplyDeleteJust giving an international comparison. I completed a BA Communications in Australia in 2000. At the time of graduation, after three years full time, I had a total debt of $15,000. This debt for the course is paid to the university by the government, based on the number of units completed during study. You don't apply for a 'loan' of 'any amount'.
Pay back of the debt to the government was via my wage. The amount paid was relative to my income. There is a minimum threshold (can't recall the amount - I think around 40k per year). The more you earned, the more % of taxes you paid each week from your wage until the 'debt' is paid off. I was earning around 50,000 in a job. I paid off my debt in 3 years... actually I think it was less. The interest on the debt was next to nothing.
After 10 yrs of loan repayment.... I am much relieved! Doing pretty well in the work force, nothing has given me the freedom and empowering experience as this info here!
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I wonder how all this correlates with the states disinvesting in public college and university systems over the past 10 years? What is the national pattern? To me it seems that states have annually slashed their contribution to the operating expenses of their higher ed system for a decade. Since the rhetoric has been that the systems should pay for themselves, the universities and colleges have transferred the cost of their operations to the students by raising tuition. The dramatic increases in tuition seem to match the disinvestment by public funds in a pretty clear inverse relationship.
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ReplyDelete"Today, there are no high schools left in America that teach students the knowledge necessary to start their own business..." Have you ever heard of vocational schools? In MA a Pioneer Report independent study has shown these schools to be the best types of schools available. Not in all states, but check out Chapter 74 guidelines in Mass. These students graduate at above 90% retention and all pass the MCAS requirements as well as completing over 2500 hours in a technical field taught by industry-experienced teachers, many of whom own their own business. In fact, teaching entrepreneurial skills is written in the frameworks for these programs. Colleges are fine, but kids do not all have to go to college. Military and workforce are important too.
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